Tampa Realtor Sells Tampa Real Estate
     
Jesse Smith
   Jesse Smith is the Tampa Realtor who knows Tampa Bay real estate



Jesse Smith

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Lake Wales Real Estate
Polk County Home Loan

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



10 Ways to Remove the Fear from Home Buying


 

1. Find a real estate agent that is both skilled and a good fit with your personality.  I don't charge my buyers to find them a home so you save with picking me.

2. Don't ask for too many outside opinions.


3. Accept that no house is ever perfect.

4. Don't over negotiate.


5. See the big picture: room size, kitchen, amenities, noise level, location, price.

7. Don't wait until you've found a home to get mortgage approved.

8. Factor in maintenance and repair costs in your home buying budget.

9. Accept that a little buyer's remorse is inevitable.

10. Choose a home first because you love it; then think about appreciation.


Tampa Bay Home Buyers and Investors


   
Do you seek to purchase a first home, a trade-up home, a vacation property or an investment? Whatever your real estate needs, I can help you find it. You probably have already started to develop specific criteria for your purchase. Perhaps you seek a specific area, or specific features in the home or property, or you're looking for a good deal, we can help you. Upon consulting with me, I will endeavor to help you identify your most important purchase criteria.  Search thousands of homes in the Tampa Bay MLS!

More choices with SunRaye Realty, we listen to you!

                                                              

The role of the SunRaye Realtor® is to listen to you, and then help you zero in on the thousands of properties that are currently available in the Bay area for your best selection. In the Tampa Bay area, the Realtor® community co-operates with one another in the purchase and sale of real estate. Simply put, it does not matter whose sign is on the property, we can help you make your best purchase.  Choosing a real estate agent who has the tools, skills and experience to make your dreams come true can be as challenging as the home buying process itself. Let me make it simple for you. 


You should interview me and associates from other companies. Then I encourage you to select one Realtor to be your home finding specialist. That Realtor® can then show and help you purchase any property regardless of the sign in the yard. When you are ready to select your home purchase specialist, I think you'll find the SunRaye Realty associate to be more knowledgeable and professional than the rest. We sell in all Bay area neighborhoods, we know what's available, and we never seek to push a particular house.


In fact, I believe to do my job right I have to give you choices. I want you to be able to say, "I love this home, and I love that home, it's a difficult choice." My goal is to get you to that point in a time frame that is comfortable for you.

You will always dictate the pace!


One of the first questions I ask perspective purchasers is "How fast do you want me to work?". If you need to make a quick purchase or you want to purchase at a more leisurely pace I will tailor my schedule to you. I will never try to rush you to make a decision, I will always take the time to dig for the facts about a home or neighborhood.  In the least amount of time possible, I will get you the best price on a home that is perfectly suited to your needs and lifestyle, not just today, but for years to come.

 More than just finding a Home!


Once you have found your dream home, SunRaye Realty associates still work for you. I will help you prepare your offer by providing market data so that you can accurately determine the value of the property. Once the contract is negotiated, and your purchase finalized, I will assist you in obtaining financing, selecting a home inspector or selecting any other inspectors such as a wood destroying organism (termite) inspector. If you need help in locating homeowner's insurance agents, surveyors, contractors or movers, I can assist you.  I want you to be 100% satisfied, both with my service and with your new property. I will involve myself in your home search as much or as little as you like, and will communicate information to you on a schedule and in a fashion that suits you best. My goal is to make every customer a customer for life, so my job isn't done until you are completely happy in your new home.   


Just prior to closing your purchase, I will be there with you for a final inspection. You can count on my experience to make sure the closing agent will carefully present all documents to you in a clean manner.
In fact, you can count on SunRaye Realty associates to help you at every step from the moment you begin your search until you receive the keys to your new home…we'll be there for you.

 

 

 

   

Relax, we'll take care of you.

 

 

Jesse L. Smith, Realtor
"Expect Great Service"
321.948.9486 cell
jesse@sunrayereo.com

Posner Park
Orlando Real Estate - Davenport Real Estate

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